Privacy Policy

Sri Krishna Mutually Aided Co-operative Thrift And Credit Society Limited
(Registered under the Telangana Mutually Aided Co-operative Societies Act, 1995)

1. Introduction

Sri Krishna Mutually Aided Co-operative Thrift And Credit Society Limited ("Society", "we", "our", "us") is committed to protecting the privacy and personal information of its members, farmers, employees, and stakeholders.

This Privacy Policy explains how we collect, use, store, share, and protect personal data in compliance with:

• Telangana MACS (MATCS) Act, 1995
• Information Technology Act, 2000
• Applicable RBI / Cooperative guidelines (where relevant)

2. Information We Collect

We may collect the following information from members and applicants:

a) Personal Information

• Full Name
• Date of Birth
• Gender
• Address (Permanent & Correspondence)
• Mobile Number & Email
• Aadhaar Number / Voter ID / PAN (as applicable)
• Photograph & Signature

b) Financial Information

• Bank account details
• Thrift (savings) contributions
• Loan applications & repayment details
• Share capital details

c) Agricultural Information (if applicable)

• Landholding details
• Crop details
• Input requirements (seeds, fertilizers, pesticides)

3. Purpose of Data Collection

We collect information only for lawful and cooperative purposes, including:

• Membership registration & verification
• Thrift and credit operations
• Loan processing and recovery
• Supply of agricultural inputs
• Accounting, auditing, and statutory reporting
• Member education and welfare programs

4. Data Sharing & Disclosure

We do not sell or trade member data.

Information may be shared only with:

• Government authorities (as required by law)
• Cooperative Department / Registrar
• Auditors, bankers, or statutory bodies
• Courts or legal authorities (if legally required)

5. Data Security

We take reasonable security measures including:

• Physical record protection
• Restricted access to data
• Password-protected digital systems
• Confidential handling by authorized staff only

6. Member Rights

Members have the right to:

• Access their personal records
• Request correction of inaccurate information
• Seek clarification on data usage

Requests must be made in writing to the Society office.

7. Data Retention

Member data will be retained:

• As long as membership exists
• As required by law after resignation or termination

8. Changes to Privacy Policy

The Society may update this Privacy Policy from time to time. Updated versions will be displayed at the Society office or website.